Every agent should know how to properly read a credit report. This course will identify the differences and similarities between the three credit reporting agencies to know what is included and excluded in a free credit report. We will also review how to spot errors on a credit report and who to contact to get those errors corrected. Finally, we will investigate the truth behind many credit myths agents and borrowers have such as, “why all debt is not treated equal” and “closing old accounts will help my credit score.”
Fair Housing | 3 hours
Thursday, Oct. 27 | 1230p - 330p CDT
Upon completion of this course, the agent will understand the importance and history of Federal Fair Housing and be able to identify protected classes under the Fair Housing Law. This course will review the various Fair Housing Exemptions and discuss how the Department of Housing and Urban Development (HUD) enforces the Federal Fair Housing Act. Finally, we will explore previous Fair Housing violations and discuss ways to avoid these violations in the future.
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